NZH - Oamaru
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Underlay
A horse that is going off at lower odds than it deserves based on performance.
Allowance Race
A race with non-claiming conditions set by the racing secretary. They are meant to be a step down from stakes racing.
Tack
The equipment the horse wears, including saddle and bridle. A jockey typically has their own racing saddle, placed on each horse they ride just before the race.